Privacy Policy

Last updated: August 11, 2024

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Service Providers

We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Bespoke Business Development Payments Privacy Notice

The Bespoke Business Development Privacy Policy describes how we treat personal information when you use Bespoke Business Development’s products and services. Bespoke Business Development Payments is offered to Bespoke Business Development Account holders and your use of it is subject to the Bespoke Business Development Privacy Policy. In addition, this Privacy Notice describes Bespoke Business Development privacy practices that are specific to Bespoke Business Development Payments.

Your use of Bespoke Business Development Payments is governed by the Bespoke Business Development Payments Terms of Service, which describes in more detail the Services covered by this Privacy Notice. Capitalized terms not defined in this Bespoke Business Development Payments Privacy Notice shall have the meaning ascribed to them in the Bespoke Business Development Payments Terms of Service.

The Bespoke Business Development Payments Privacy Notice applies to Services offered by Bespoke Business Development LLC’s wholly owned subsidiaries. Please consult the Bespoke Business Development Payments Terms of Service made available to you within the Service to learn the subsidiary offering the Service.

Information we collect

In addition to the information listed in the Bespoke Business Development Privacy Policy we may also collect the following:

Registration information – When you sign up for Bespoke Business Development Payments, you are creating a Bespoke Business Development Payments Account that is associated with your Bespoke Business Development Account. Depending on the Bespoke Business Development Payments services you use, in addition to the information listed in the Bespoke Business Development Privacy Policy, you may be asked to provide the following information: Credit or debit card number and card expiration date, bank account number and expiration date, address, phone number, date of birth, social security number or taxpayer identification number (or some other government-issued identification number), and for sellers or businesses specifically, your business category and certain information about your sales or transaction volume. In some cases, we may also ask you to send us additional information or to answer additional questions to help verify your information. Finally, if you register a Carrier or Operator Billing Account, we will ask you to provide us with certain information about your Carrier or Operator account.

Information obtained from third parties – We may obtain information about you from third parties, including third party verification services. This includes information arising from Bespoke Business Development Payments transactions at merchant locations, information regarding your use of payment methods and your accounts issued by third parties that are linked to the Bespoke Business Development Payments, the identity of your card issuer or financial institution, information regarding access to balances held in your Bespoke Business Development Payments Account, information from a Carrier or Operator in connection with Carrier or Operator Billing, and consumer reports, as the term “consumer reports” is defined by the US Fair Credit Reporting Act.

Also, for sellers, we may obtain information about you and your business from a credit bureau or a business information service.

Transaction information – When you use Bespoke Business Development Payments to conduct a transaction, we may collect information about the transaction, including: Date, time and amount of the transaction, the merchant’s location and description, a description provided by the seller of the goods or services purchased, any photo you choose to associate with the transaction, the names and email addresses of the seller and buyer (or sender and recipient), the type of payment method used, your description of the reason for the transaction, and the offer associated with the transaction, if any.

How we use the information we collect

In addition to the uses listed in the Bespoke Business Development Privacy Policy, we use the information you provide to us and to GPC or other of our subsidiaries, as well as information about you from third parties, in order to provide you with Bespoke Business Development Payments for customer service purposes, and to protect you from fraud, phishing or other misconduct. Such information may also be used to assist third parties in the provision of products or services that you request from them. We also use the information to review your Bespoke Business Development Payments Account to determine whether you continue to meet the terms of the account, to make decisions about your future Bespoke Business Development Payments transactions, and for other legitimate business needs related to the Bespoke Business Development Payments transactions initiated by you.

Your registration information is stored in association with your Bespoke Business Development Account and your registration of a payment method will be stored on Bespoke Business Development’s servers. In addition, certain data elements may also be stored on your mobile device. We may retain the information you provide for extended periods of time for the purpose of complying with legal process and regulatory obligations.

Information we share

We will only share your personal information with other companies or individuals outside of Bespoke Business Development in the following circumstances:

• As permitted under the Bespoke Business Development Privacy Policy.
• As necessary to process your transaction and maintain your account.
• To complete your registration for a service provided by a third party.
• To inform a third party merchant, whose site or app you visit, whether you have a Bespoke Business Development Payments account that can be used for making payment to that merchant.

For example, when you make a purchase or transaction using Bespoke Business Development Payments, we make certain personal information about you available to the company or individual you purchase from or transact with. When you add a third party form of payment to your Bespoke Business Development Payments Account, we may exchange certain personal information about you, such as your name, profile image, email, IP and billing address, phone number, device info, location, and Bespoke Business Development Account activity info, with the third party payment provider as necessary to provide the service.

When you visit a participating merchant site or app, the merchant can check whether you have a Bespoke Business Development Payments account with an eligible form of payment that can be used to pay the merchant, in order to reduce the likelihood that you will see unusable features on sites or apps.

Any information you provide directly to a third party merchant, website or application is not covered by this privacy notice. We are not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. We encourage you to review the privacy policies of any third party to whom you choose to share your personal information directly.

The information that we collect, including information obtained from third parties, is shared with our affiliates, meaning other companies owned and controlled by Bespoke Business Development LLC. Our affiliates, which can be financial and nonfinancial entities, will use such information for their everyday business purposes.

We provide you with the right to opt out of certain sharing between GPC and its affiliates. Specifically, you may choose to opt out of:

Sharing between GPC and its affiliates of information about your creditworthiness for their everyday business purposes; and/or, our affiliates marketing their products or services to you based on your personal information that we collect and share with them. This information includes your account history with us.

You may also choose to opt out of Bespoke Business Development LLC or its affiliates informing a third party merchant, whose site or app you visit, whether you have a Bespoke Business Development Payments account that can be used for payment to that merchant.

If you choose to opt out, your choice will be effective until you tell us to change your choice.

If you don’t want us to share personal information about your creditworthiness between Bespoke Business Development and its affiliates, or if you do not want our affiliates to use your personal information collected by us and shared with them to market to you, or if you do not want Bespoke Business Development LLC or its affiliates to inform a third party merchant, whose site or app you visit, whether you have a Bespoke Business Development Payments account that can be used for payment to that merchant, please indicate your preference by logging into your account, going to the Bespoke Business Development Payments privacy settings page, and updating your preferences.

We will not share your personal information with anyone outside of GPC or with our affiliates except as described in this privacy notice. As explained above, Bespoke Business Development Payments is a product offered to Bespoke Business Development Account holders. Data you provide to Bespoke Business Development LLC for the purpose of signing up for a Bespoke Business Development Account is not affected by the opt-out provisions in this notice.
Information security

The security of your Bespoke Business Development Payments Account depends on you keeping your account password(s), PINs, and other access information for the Service confidential. If you share your account information with a third party, he or she will have access to your account and your personal information.

It is your responsibility to control access to your mobile device and the Bespoke Business Development Payments application on your device, including keeping your password(s) and/or PIN confidential and not sharing it with anyone. It is also your responsibility to alert Bespoke Business Development or the relevant partner if you believe that the security of the information in the Bespoke Business Development Payments application has been compromised.

How Bespoke Business Development uses credit card numbers for payments

Bespoke Business Development uses the credit card and debit card numbers you provide to facilitate payments for the online or offline purchases you make and for fraud mitigation purposes. The Bespoke Business Development Payments Privacy Notice provides detailed information about how we use your payment and account information, including the information we collect and how we share it. We only share personal information with third parties in the circumstances described in the Bespoke Business Development Payments Privacy Notice. The credit card and debit card numbers you provide to Bespoke Business Development are encrypted and stored on secure servers in a secure location.

Contact Us

If you have any questions about this Privacy Policy, please contact us.

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