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BBD · DAILY BUSINESS NEWS
2026-07-29 · EDITION 15
Bespoke Business Development · Daily Business News

Daily Business News

Markets are on edge as the Federal Reserve announces its rate decision this afternoon, South Korea's KOSPI is in freefall after SK Hynix disappointed, and Microsoft and Meta report after the bell. It is one of the most consequential afternoons of the year for any business watching the cost of credit, the price of energy, or the trajectory of AI spending.
DateWednesday, July 29, 2026
EditionNo. 15
Stories9
Sources19
Read9 min
Bespoke Business Development · Daily Business NewsWednesday, July 29, 2026 · No. 15
The Brief · Today in Business
Wednesday, July 29 is a convergence of three market-moving events: the Federal Reserve's rate announcement at 2 p.m. ET under Chair Kevin Warsh, Q2 earnings from Microsoft and Meta after the close, and a historic meltdown in South Korean chip stocks. SK Hynix reported record revenue of $54.53 billion for Q2, up 257% year over year, yet still missed analyst expectations, sending the KOSPI into its worst two-day decline on record, with the index down more than 16% over two sessions. U.S. stock futures held their footing despite the Asian turbulence, with S&P 500 futures up slightly and the Nasdaq 100 on the brink of a technical correction. WTI crude surged roughly 3.7% to around $82 a barrel after Iran launched fresh attacks on U.S. forces, adding another inflationary pressure just as the Fed prepares to speak. The consensus among economists is a fifth straight hold at 3.50%-3.75%, but markets are pricing in a roughly 30% chance of a rate hike, reflecting genuine uncertainty.
Federal Reserve decision due at 2 p.m. ET: Most economists expect a hold at 3.50%-3.75% for the fifth consecutive meeting, but markets are pricing in roughly a 30% probability of a quarter-point hike, the highest odds in months.
SK Hynix missed profit estimates despite record results, triggering a historic two-day rout in South Korean equities that has now erased more than 30% of the KOSPI's value in July alone.
Microsoft and Meta report fiscal Q4 and Q2 results tonight: Investors will focus far less on the revenue beats that are largely expected and far more on forward guidance for AI capital expenditure, which collectively could approach or exceed $700 billion industry-wide in 2026.
WTI crude jumped roughly 3.7% to around $82 a barrel on fresh Iranian attacks against U.S. forces, adding to the inflationary backdrop that complicates the Fed's path.
Visa is cutting roughly 2,600 jobs, or 7% of its workforce, primarily in technology and product roles, citing AI automation and a strategic pivot toward stablecoins, cross-border payments, and affluent consumers.
New Section 301 tariffs covering 60 trading partners took full effect July 24, with the grace period for in-transit goods having just expired; small importers who have not updated cost models are now fully exposed to the new 10%-12.5% duty layers.
3.50%u20133.75%
Federal funds target rate (current)
Held unchanged since December 2025; decision on whether to move announced today at 2 p.m. ET
~$82/bbl
WTI crude futures (Wednesday morning)
Up roughly 3.7% after Iran launched surprise attacks on U.S. forces overnight
-16%+
KOSPI two-day decline (Tuesday-Wednesday)
Worst two-day drop in the index's history, driven by SK Hynix earnings disappointment
$54.53B
SK Hynix Q2 2026 revenue (record)
Up 257% year over year; still missed analyst consensus, triggering a global chip selloff
Top Story

Fed Decision Day Collides With AI Earnings and a Korean Market Meltdown

Chair Kevin Warsh faces a rate call complicated by surging oil prices, a battered chip sector, and the biggest tech earnings night of the year.

The Federal Open Market Committee concludes its two-day meeting Wednesday and will announce its policy decision at 2 p.m. ET, followed by a press conference at 2:30 p.m. ET led by Chair Kevin Warsh. The federal funds rate has sat at 3.50%-3.75% since December 2025, unchanged across five consecutive meetings as the Fed has tried to balance above-target inflation against the risk of a more serious economic slowdown. Economists polled ahead of today's meeting broadly expect another hold, but traders in the fed funds futures market are assigning roughly a 30% probability of a quarter-point hike -- an unusually wide band of uncertainty for a meeting day.

That uncertainty is being fed by fresh geopolitical fuel: Iran launched surprise attacks on U.S. forces overnight, sending WTI crude futures up roughly 3.7% to around $82 a barrel by early Wednesday trading. Energy-driven inflation had already pushed headline CPI above 4%, and the renewed Middle East escalation threatens to keep it there. Chair Warsh has previously told Congress he has no tolerance for high inflation and vowed to make elevated prices 'a thing of the past,' a hawkish signal that has kept hike odds elevated even as most forecasters expect the Fed to stand pat while it waits for more data.

Compounding the volatility is a historic selloff in South Korean equities. SK Hynix reported record Q2 revenue of 79.32 trillion won, equivalent to $54.53 billion, up 257% year over year, and achieved an all-time high operating margin of 76%. Yet the result still missed analyst consensus projections, and the KOSPI dropped as much as 12.6% on Wednesday, extending Tuesday's nearly 11% plunge for a two-day decline that Bloomberg reported exceeded 16% -- the worst such fall in the index's history. SK Hynix and Samsung together account for more than half of the KOSPI's total weighting, making the index a near-direct proxy for global AI hardware sentiment.

After the U.S. market close Wednesday, Microsoft and Meta report their most anticipated earnings of the year. Analysts expect Microsoft fiscal Q4 revenue of approximately $87.67 billion and earnings per share near $4.24, while Meta is expected to report Q2 EPS of $7.18-$7.24 on revenue of roughly $60 billion. Wall Street is less concerned with whether either company beats those estimates than with what they say about future AI capital expenditure. Meta has already raised its full-year capex outlook to $125 billion-$145 billion, and Microsoft's projected 2026 capex stands near $190 billion. The combination of the Fed call, the oil spike, and tonight's AI earnings guidance makes Wednesday one of the most consequential afternoons of the business year.

IMarkets & Economy2 stories

South Korea's KOSPI Posts Worst Two-Day Fall in History After SK Hynix Miss

South Korea's benchmark KOSPI index fell as much as 12.6% on Wednesday, on top of a nearly 11% plunge on Tuesday, putting the two-day decline above 16% and marking the worst such stretch in the index's recorded history. SK Hynix reported record Q2 revenue of $54.53 billion and a 76% operating margin but still missed analyst consensus expectations compiled from 14 South Korean brokerages, confirming that the AI hardware trade is being repriced sharply lower. The Korea Exchange triggered a circuit breaker for a second consecutive session, and the damage spread to Japan, where Kioxia dropped 16.5% and the Nikkei 225 fell roughly 3.9%.

Oil Spikes on Renewed Iran Attacks as Fed Decision Looms

WTI crude futures advanced roughly 3.7% to around $82 a barrel in early Wednesday trading after Iran launched surprise attacks on U.S. forces in the Middle East, adding fresh energy-price pressure just hours before the Fed's rate announcement. The renewed escalation complicates Chair Warsh's calculation: headline inflation running above 4% is largely energy-driven and could ease if tensions abate, but core inflation near 2.9% is the figure that would more decisively push the Fed toward a hike. U.S. stock futures held modest gains despite the oil move, with S&P 500 futures up about 0.2% and the Nasdaq 100 flat.

IITechnology & AI2 stories

Microsoft and Meta Report Tonight: AI Capex Guidance Is the Only Number That Matters

Microsoft reports fiscal Q4 2026 results and Meta reports Q2 2026 results after Wednesday's close, capping the busiest two-day stretch of earnings in years. Analysts already expect both companies to beat headline revenue and EPS estimates; the real market-mover will be forward guidance on AI capital spending. Meta has boosted its projected 2026 capex to $125 billion-$145 billion, while Microsoft's 2026 capex is projected near $190 billion with fiscal 2027 spending potentially reaching $255 billion-$260 billion. Alphabet's negative free cash flow print last week set a nervous precedent, and investors will scrutinize whether Azure growth and Meta's ad business can justify the scale of spending.

Visa Cuts 2,600 Jobs, Citing AI Automation and a Strategic Pivot

Visa announced plans to eliminate roughly 2,600 positions, about 7% of its total workforce of 34,100, with cuts concentrated in technology and product teams. CEO Ryan McInerney framed the move as an efficiency drive to reinvest in higher-priority areas including stablecoin settlement, cross-border payments, and affluent-consumer services. The layoffs reflect a broader pattern across the payments and fintech sector: Mastercard announced a 4% workforce reduction earlier in 2026, and Block cut close to half its headcount in February. AI automation of software development work is accelerating the trend, though Visa indicated it was not the sole driver.

IIIPolicy & Regulation2 stories

Section 301 Forced-Labor Tariffs Now Fully in Effect for Small Importers

The grace period for goods already in transit before the July 24 effective date of new Section 301 tariffs expired on July 28, meaning small importers are now fully subject to the 10%-12.5% duty rates imposed on goods from 60 trading partners accused of inadequate forced-labor import controls. The new rates layer on top of existing Most Favored Nation duties and, in some categories, other trade remedies, creating a compounding cost structure that analysts say most small firms have not yet fully modeled. USTR has not specified a predictable review timetable for rate adjustments, meaning importers should treat the current duty map as subject to further change before year-end.

Shein Discloses FTC Investigation as It Prepares Hong Kong IPO

Fast-fashion platform Shein confirmed it is under investigation by the Federal Trade Commission as the company moves toward a Hong Kong IPO. The disclosure adds regulatory complexity to an already fraught listing process for the Chinese-founded retailer, which has faced sustained scrutiny over supply-chain practices, data handling, and its use of the de minimis import exemption. The FTC investigation represents an additional compliance and reputational risk for the brand's U.S. business operations at a moment when the broader tariff environment is also tightening on its sourcing markets.

SourcesCNBC
IVSmall Business & Entrepreneurship2 stories

Oil and Tariffs Combine to Squeeze Operating Costs for Main Street

Small businesses face a compounding cost squeeze heading into August: WTI crude at approximately $82 per barrel keeps fuel, freight, and petrochemical-derived input costs elevated, while the newly effective Section 301 tariffs add 10%-12.5% duty layers on imported goods from 60 trading partners. Federal Reserve Bank of New York research published in July found that small businesses facing tariff challenges in 2025 were significantly more pessimistic about revenue and employment in 2026, and that most responded by passing higher costs to customers. With the Fed holding rates at 3.50%-3.75% and borrowing costs staying elevated, the combination of energy prices, tariffs, and tight credit is making near-term planning especially difficult for operators with thin margins.

Procter & Gamble Reports Q4 Results Wednesday, Signaling Consumer Staples Health

Procter & Gamble is reporting fiscal Q4 2026 results Wednesday morning before the open, with consensus expecting revenue of approximately $21.4 billion and earnings per share of $1.41, a roughly 5% year-over-year decline tied to higher commodity and tariff costs. The company had previously signaled that full-year EPS results would land toward the lower end of its $6.83-$7.09 guidance range due to a challenging geopolitical and economic environment. P&G's results are a useful real-time read on whether cost pressures in consumer goods are stabilizing or still accelerating -- directly relevant to any business selling into the consumer market.

The Operator's Read

Hold on credit plans until the Fed speaks today

The Federal Reserve's 2 p.m. ET announcement is the single most actionable event for any business with variable-rate debt, a pending credit line renewal, or a capital purchase decision. A hold at 3.50%-3.75% keeps the current environment stable; even a 25-basis-point hike would flow through to prime-linked borrowing within days. The roughly 30% market-implied probability of a hike is high enough that locking in rates before the announcement -- where possible -- is a reasonable defensive move. Watch the press conference closely for Warsh's tone on future hikes, since this meeting includes no updated dot plot.

If your business imports goods from any of the 60 countries now subject to the new Section 301 forced-labor tariffs, the grace period is over and the full 10%-12.5% duty layer is live. Review your customs broker's classification of every SKU, update landed-cost models, and determine whether contracts with customers or suppliers need renegotiation. Additionally, oil near $82 per barrel means fuel surcharges, freight quotes, and any petroleum-derived input costs are under renewed upward pressure. Operators who can lock in forward freight or energy contracts have a window to do so before the Iran situation resolves -- or escalates further.

On the Watch List
Microsoft and Meta after-hours earnings guidance on AI capex will set the tone for tech sector sentiment for the rest of the week; if either company signals capex restraint, chip stocks could see relief, while higher-than-expected spending plans risk extending the semiconductor selloff into Thursday.
Fed Chair Warsh's 2:30 p.m. press conference will be parsed for any signal on the September meeting; former Kansas City Fed President Thomas Hoenig has noted that raising rates in September, just before the election, would be 'very difficult,' making Warsh's language on the inflation and growth balance especially consequential.
Apple and Amazon report Thursday after the close, completing the hyperscaler earnings cycle; their combined AI capex commentary will determine whether the week ends with a market recovery or a deeper selloff in tech.
SourcesTipRanks
The KOSPI circuit breaker situation in South Korea warrants monitoring for contagion into U.S. semiconductor names at Wednesday's open; the index has now lost more than 30% in July and retail investors who fueled the rally are reported to be liquidating rapidly.
§Sources & References19 cited
1
Bloomberg
Stock Market Today: Dow, S&P Live Updates for July 29
bloomberg.com
2
CNBC
S&P 500 futures edge higher as oil climbs; investors await Fed rates decision: Live updates
cnbc.com
3
Reuters via U.S. News
South Korea Stock Rout Breaks Records as SK Hynix Earnings Disappoint
money.usnews.com
4
Bloomberg
Korean Stocks Tumble a Second Day as SK Hynix Results Disappoint
bloomberg.com
5
Benzinga
KOSPI Sinks Over 12% in Worst Two-Day Drop Ever as AI Chip Sell-Off Deepens After SK Hynix Misses Expectations
benzinga.com
6
CNBC
Chip sell-off: SK Hynix, Samsung Electronics, SoftBank, ASML
cnbc.com
7
Bloomberg
Stock Market Today: Dow, S&P Live Updates for July 29 (Hoenig comment)
bloomberg.com
8
Yahoo Finance
Stock market today: Dow, S&P 500, Nasdaq futures steady after Korean stocks fall, Iran resumes attacks
finance.yahoo.com
9
TipRanks
Meta and Microsoft Earnings: Here's What Investors Are Expecting on July 29
tipranks.com
10
Barchart
Dear Meta Platforms Stock Fans, Mark Your Calendars for July 29
barchart.com
11
247 Wall St.
Earnings Showdown: Is Microsoft or Meta More at Risk When July 29 Earnings Drop?
247wallst.com
12
CNBC
Visa is cutting 7% of employees in efficiency push as AI reshapes work
cnbc.com
13
Reuters via The Spokesman-Review
Visa to lay off 7% of staff as efficiency push deepens
spokesman.com
14
Business 2 Community
Section 301 Tariffs: Small Importer Cost Impact
business2community.com
15
CNBC
Shein says it's under investigation by the FTC as it prepares for Hong Kong IPO
cnbc.com
16
Federal Reserve Bank of New York Liberty Street Economics
Effect of Tariffs on U.S. Small Businesses
libertystreeteconomics.newyorkfed.org
17
TradingView / Zacks
Procter & Gamble to Report Q4 Earnings: What Should You Know?
tradingview.com
18
Federal Reserve (primary)
FOMC Minutes, June 16-17, 2026
federalreserve.gov
19
The Motley Fool
The Federal Reserve Should Raise Interest Rates Today, but It Won't for One Fundamental Reason
fool.com
This edition compiles public reporting from the date shown and is organized by Bespoke Business Development. Headlines and summaries are provided for orientation. Readers should consult the linked sources before acting on any item.
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